@import url('https://fonts.googleapis.com/css2?family=Abel&display=swap');
:root{--navy:#173c78;--blue:#43afe4;--cyan:#13ade5;--ink:#24354d;--muted:#617087;--pale:#eef8fd;--pale2:#f5f9fc;--deep:#123769;--white:#fff;--shadow:0 14px 38px rgba(18,55,105,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'Abel',Arial,sans-serif;color:var(--ink);font-size:17px;line-height:1.7;background:#fff}a{color:inherit}img{max-width:100%;display:block}.wrap{width:min(1180px,calc(100% - 44px));margin:auto}
header{height:78px;background:#fff;position:sticky;top:0;z-index:50;box-shadow:0 2px 15px rgba(0,0,0,.06)}.nav{height:78px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:9px;text-decoration:none;white-space:nowrap}.brand img{width:62px;height:62px;object-fit:contain}.brand span{display:none}nav{margin-left:auto;display:flex;align-items:center;gap:19px}nav a{text-decoration:none;font-size:16px;color:#334a67;position:relative;white-space:nowrap}nav a:hover,nav a.active{color:var(--cyan)}nav a.active:after{content:"";height:2px;background:var(--cyan);position:absolute;left:0;right:0;bottom:-8px}.menu{display:none;margin-left:auto;border:0;background:none;font-size:30px;color:var(--navy)}
.hero{min-height:430px;position:relative;background-size:cover;background-position:center;overflow:hidden}.hero:before{display:none}.hero .wrap{display:none}.eyebrow{font-size:22px;letter-spacing:.04em;color:#82d8ff;text-transform:uppercase;margin:0 0 10px}.hero h1{font-size:64px;line-height:1.04;font-weight:400;max-width:790px;margin:0 0 18px}.hero p{font-size:21px;line-height:1.55;max-width:760px;margin:0}.hero.home{min-height:540px;background-position:center}.hero.home .wrap{display:none}
section{padding:78px 0}.white{background:#fff}.pale{background:var(--pale)}.pale2{background:var(--pale2)}.blueband{background:linear-gradient(120deg,#173c78,#1b6699);color:#fff}.blueband .eyebrow{color:#8cddff}.blueband h2,.blueband h3{color:#fff}.blueband p{color:#e8f4fb}.section-title{margin-bottom:32px}.section-title .eyebrow{color:var(--cyan)}h2{font-size:42px;line-height:1.16;font-weight:400;color:var(--navy);margin:0 0 16px}h3{font-size:22px;line-height:1.25;font-weight:400;color:var(--navy);margin:0 0 10px}h4{font-size:20px;font-weight:400;line-height:1.5;margin:0}p{margin:0 0 18px}.lead{font-size:21px;line-height:1.6;color:#435d79}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.card{background:#fff;border:1px solid #dcebf3;border-radius:14px;padding:27px;box-shadow:0 8px 24px rgba(18,55,105,.05)}.pale .card{box-shadow:none}.image-card{border-radius:18px;overflow:hidden;box-shadow:var(--shadow)}.image-card img{width:100%;height:410px;object-fit:cover}.mini-img{width:100%;height:220px;object-fit:cover;border-radius:12px;margin-bottom:20px}.feature{border-left:3px solid var(--blue);padding-left:20px}.btn{display:inline-block;text-decoration:none;background:var(--blue);color:#fff;padding:12px 22px;border-radius:7px;margin:7px 8px 0 0}.btn.alt{background:transparent;border:1px solid #9fdcf7}.notice{padding:24px 28px;border-radius:12px;background:#e9f6fc;border-left:4px solid var(--blue)}.blueband .notice{background:rgba(255,255,255,.09);border-color:#83d9ff}.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{background:#fff;border-top:4px solid var(--blue);padding:24px;border-radius:8px;color:var(--ink)}.step strong{display:block;color:var(--navy);font-size:22px;font-weight:400;margin-bottom:8px}.contact-box{background:#fff;border-radius:15px;padding:34px;box-shadow:var(--shadow)}
footer{background:#0f315f;color:#dcecf8;padding:50px 0 25px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:50px}.footer-brand{display:flex;align-items:center;gap:12px;font-size:26px;color:white}.footer-brand img{width:54px}.footer-links a{display:block;color:#dcecf8;text-decoration:none;margin:5px 0}.legal-links{display:flex;gap:18px;flex-wrap:wrap;margin-top:25px;border-top:1px solid rgba(255,255,255,.15);padding-top:20px}.legal-links button{font:inherit;color:#dcecf8;background:none;border:0;padding:0;cursor:pointer}.small{font-size:14px;line-height:1.55;color:#bcd1e2}.top{position:fixed;right:24px;bottom:24px;width:44px;height:44px;border:0;border-radius:50%;background:var(--blue);color:white;font-size:22px;display:none;cursor:pointer;z-index:30}.top.show{display:block}.modal{position:fixed;inset:0;background:rgba(6,23,45,.72);z-index:100;display:none;padding:35px;overflow:auto}.modal.open{display:block}.modal-box{max-width:900px;margin:auto;background:white;border-radius:14px;padding:34px;color:var(--ink)}.modal-close{float:right;border:0;background:none;font-size:28px;cursor:pointer}.modal h2{font-size:36px}.modal h3{margin-top:24px}
@media(max-width:1050px){nav{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:20px 30px;box-shadow:0 10px 20px rgba(0,0,0,.08);flex-direction:column;align-items:flex-start}nav.open{display:flex}.menu{display:block}.grid4,.timeline{grid-template-columns:1fr 1fr}}
@media(max-width:700px){body{font-size:17px}.wrap{width:min(100% - 30px,1180px)}.brand span{font-size:22px}.hero{min-height:430px}.hero.home{min-height:520px}.hero h1{font-size:48px}.hero p{font-size:19px}.eyebrow{font-size:21px}h2{font-size:36px}h3{font-size:21px}section{padding:58px 0}.grid2,.grid3,.grid4,.timeline,.footer-grid{grid-template-columns:1fr}.grid2{gap:30px}.image-card img{height:300px}.hero:before{display:none}}

.blueband .card{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.32);box-shadow:none;color:#fff}.blueband .card h3,.blueband .card p{color:#fff}.blueband .card a{color:#fff}.legal ul{padding-left:24px}.legal li{margin:7px 0}.legal h2{font-size:28px;margin-top:28px}.legal p{margin-bottom:14px}

/* V1.2 requested refinements */
.hero.home:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,31,67,.82) 0%,rgba(8,31,67,.60) 48%,rgba(8,31,67,.10) 100%);z-index:1;pointer-events:none}
.hero.home .hero-copy{display:flex;position:relative;z-index:2;min-height:540px;align-items:center;color:#fff}
.hero.home .hero-copy>div{max-width:900px}
.hero.home .hero-copy .eyebrow{color:#82d8ff}
.hero.home .hero-copy h1{color:#fff;text-shadow:0 2px 12px rgba(0,0,0,.22)}
.hero.home .hero-copy p{color:#fff;text-shadow:0 1px 8px rgba(0,0,0,.2)}
.contact-box .small{color:#536b82}
@media(max-width:700px){.hero.home .hero-copy{min-height:520px}.hero.home:after{background:rgba(8,31,67,.68)}}